Hi, a very good morning from a really sleepy person. Why am I up so early? Well, I’m trying to note down an early New Year resolution for next year and so I’m giving up my sleep and waking up a tad earlier to type this out before the little one wakes up and I had to start playing with her. You see, it really ain’t as easy as last time. Even when I tried to write down briefly my SMART goals last night, I had to resort to using plastic crayons on the rough paper, because I’m pretty sure that she will want to write too. Indeed, she came over the minute she saw the paper and writing tools in my hand. That explains the numbers and some scribblings on the paper -.-”’


2013 had been a very messy year. Though I did manage to attend some short courses every now and then to satisfy my cravings for knowledge, it wasn’t well fully utilized. And every other day, it was the same old routine of work-home-baby-sleep and repeat, without much ME-time nor friend-time. Travel plans had been postponed once again and in the end, to only end up at Sentosa.

Anyway, I had to be really discipline for the new year to come especially when it comes to financially. Little milkie will be sent to a childcare next July, and to some Art classes for the first 3 months of 2014, so a quarter of my salary would be gone for sure. Another quarter to my parents for taking care of her and what not. Then another to all my bills and insurance. So I’m left with a quarter where I can’t spend (much) and should not spend as I’d already depleted part of my savings this year. Like I said, it had been a messy year, even for my financials.

It’s going to be a challenging year and so I’ve got to set some really solid goals and stick to it. SMART goals, I don’t know how smart it would be, nor am I going to write long sentences. But at least I’m keeping the list short with focuses only on 5 things:-

  • Career a.k.a. my ‘plans’ with the lil’ hub
  • Little Milkie’s learning progress
  • Healthy diet (doesn’t mean I don’t eat) & simple exercises
  • Personal grooming to prevent myself from becoming an old auntie
  • Financial – save and stop spending

Press on! I can do it!

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